Taking care of your oral health can be expensive, especially if you require treatment beyond regular exams and preventative care. According to a report by the American Dental Association, adults between the ages of 19 and 64 spend an average of $625 on dental care every year.
Taking out a dental insurance policy is a smart way to cover the costs associated with preventative care. Depending on the dental plan you choose, your insurance company may also pay towards restorative treatments like fillings and crowns.
To help in choosing the right dental insurance for you, here are the top dental insurance companies in the country.
Humana is widely considered to be a great option for those who need affordable dental coverage. Their prices start at just $17 a month for a basic plan, which includes all preventative care and 50 percent of basic treatments.
Humana’s top-end dental care plans start at around $44 a month. This covers all preventative care, 20 percent of basic treatments, and 50 percent of major treatments.
Keep in mind that the maximum annual coverage on Humana insurance plans tends to be markedly lower than other insurance companies.
- All plans include 100 percent preventative care coverage
- Network of more than 260,000 dental care providers
- Very affordable pricing
- Annual maximum benefits are low
- Waiting periods can be lengthy